Unlock Amazing Benefits with the AEON Mastercard Gold Credit Card!
Are you looking for a credit card that offers fantastic rewards, cashback, and airport lounge access? Look no further than the AEON Mastercard Gold Credit Card! Whether you're a frequent shopper at AEON stores or someone who loves dining out, this card is packed with perks that will make your spending more rewarding. Let’s dive into everything you need to know about this amazing card!
Why Choose the AEON Mastercard Gold Credit Card?
The AEON Mastercard Gold Credit Card is designed to make your life easier and more rewarding. From cashback on shopping to airport lounge access, this card has something for everyone. Here’s a quick overview of what makes this card stand out:
- Generous Cashback: Earn cashback on shopping, dining, and overseas spending.
- AEON Member Points: Collect points for every Ringgit spent and redeem them for rewards.
- Airport Lounge Access: Get access to Plaza Premium Lounge!
Cashback and Discounts: The Perks You’ll Love
One of the biggest highlights of the AEON Mastercard Gold Credit Card is its cashback and discount offerings. Here’s a breakdown of what you can expect:
| Category | Cashback/Discount | Max Cap | Max Spending to Maximize Cashback | Criteria |
|---|---|---|---|---|
| AEON Stores & AEON BiG | 8% Cashback | RM100/month | RM1250/month | On the 20th and 28th of every month (AEON Thank You Days) |
| Dining | 5% Cashback | RM25/month | RM500/month | All days, applicable to MCC codes 5812 and 5814 |
| Overseas Spending | 3x AEON Points | Unlimited | Unlimited | For every RM2 spent in foreign currencies |
| AEON Points | 2x Points at AEON Stores | Unlimited | Unlimited | For every RM2 spent (except on Thank You Days) |
Special Benefits You Can’t Miss
The AEON Mastercard Gold Credit Card isn’t just about cashback—it also comes with some incredible additional benefits:
- Plaza Premium Lounge Access: Enjoy 3 free entries per year when you spend a minimum of RM500 within 30 days before or after lounge access.
- Travel Insurance Coverage: Travel Insurance (up to RM200,000), Delayed Flights (up to RM400), Lost Luggage (up to RM250), and Delayed Luggage (up to RM400) when you book flights with the card.
How to Apply: Simple and Easy
Applying for the AEON Mastercard Gold Credit Card is a breeze! Here’s what you need to prepare based on your employment type:
| Employment Type | Documents Required |
|---|---|
| Salaried Employees |
|
| Commission Earners |
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| Self-Employed Individuals |
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General Requirements:
- Age: Minimum 21 years old (principal cardholder) or 18 years old (supplementary cardholder).
- Nationality Requirement: Malaysians only.
- Income Requirement: Minimum annual income of RM36,000.
Note: AEON Credit Service may request additional documents at their discretion if required. Ensure all documents are ready for a smooth application process!
Ready to get started? Apply now and enjoy all these amazing benefits!
Waivable Annual Fees? Yes, You Read That Right!
One of the best things about the AEON Mastercard Gold Credit Card is that it comes with easily waivable annual fees. Here’s how it works:
- Primary Card: RM95 per year, but it’s free for the first year. In subsequent years, the fee is waived if you make a minimum of 12 transactions annually.
- Supplementary Card: RM60 per year, with the same waiver conditions as the primary card.
Additionally, a Sales & Service Tax (SST) of RM25 is applied to both the principal and supplementary card upon activation and on each anniversary date. This is a standard government-imposed fee and is non-waivable. However, it can be easily offset with just a single month's worth of cashback if maximized accordingly.
With these flexible fee structures, you can enjoy all the amazing benefits of the AEON Mastercard Gold Credit Card without worrying about hefty yearly charges. It’s a win-win!
"The AEON Mastercard Gold Credit Card is perfect for anyone who loves shopping, dining, and traveling. With an easily waivable annual fee and a generous cashback, it’s a must-have in your wallet!" – Chien Li
Final Thoughts
The AEON Mastercard Gold Credit Card is a fantastic choice for those who want to maximize their spending with cashback, discounts, and exclusive perks. Whether you’re a frequent shopper at AEON stores or someone who loves dining out, this card has something for everyone. Plus, with an easily waivable annual fees, it’s a no-brainer!
Ready to apply? Get your AEON Mastercard Gold Credit Card now!
